Terms of Service
These terms govern your use of UK Member Benefits Guide ("this site"), accessible at nationwide-fairer-share.pages.dev. By visiting and using this site, you agree to be bound by these terms. If you do not accept them, please do not use the site.
Editorial scope and purpose
This site publishes general-information guides about UK building society and bank member rewards, profit-sharing schemes, and bonus payments. Our content is intended to help readers understand how publicly announced schemes work and what they should expect as a member.
The content is editorial in nature. It is not commissioned, reviewed, or endorsed by the financial institutions discussed. We are not employees, agents, or representatives of any bank, building society, or financial services provider.
Not financial advice
Nothing on this site constitutes financial advice, investment recommendation, tax advice, or any other professional advice. The guides we publish describe how schemes work; they do not recommend that you take any particular action.
For decisions about your personal finances — including whether to open, close, switch, or alter any account — you should consult an appropriately qualified and regulated adviser. In the United Kingdom, that means an adviser authorised by the Financial Conduct Authority. The information on this site is intended as a starting point for your own research, not a substitute for personalised advice.
Accuracy and currency of information
We take reasonable care to ensure that information on this site is accurate as of the date stated on each guide. However:
- Eligibility rules, payment amounts, dates, and other details can change at the discretion of the institution operating the scheme.
- We cannot guarantee that any guide reflects the most current state of a programme between updates.
- You should always verify the specific details that matter for your situation directly with the relevant institution before relying on them.
If you spot an error, please contact us so we can correct it. See the contact details on our About page.
Intellectual property
All editorial content on this site — including text, layout, design, and graphics created by us — is the copyright of UK Member Benefits Guide and is protected by UK and international copyright law.
You may:
- Read, download, and print individual guides for your own personal, non-commercial use
- Share links to our pages on social media or via email
- Quote short extracts in your own writing with appropriate attribution and a link back to the original page
You may not:
- Republish substantial portions of our content elsewhere without written permission
- Use our content to train, fine-tune, or otherwise feed automated systems (including AI models) without written permission
- Use our brand, name, or design in a way that suggests endorsement of another product or publication
Trademarks and brand names mentioned in our guides (Nationwide, Virgin Money, and others) remain the property of their respective owners. Reference to these brands is for editorial purposes only and does not imply any commercial relationship.
External links
Our guides include links to external websites — typically the institutions whose schemes we cover, regulators, and other personal-finance publications. We do not control the content of those sites and are not responsible for their accuracy, availability, or any consequences of following a link.
Inclusion of an external link does not constitute endorsement of the linked site, its content, or its operators.
Limitation of liability
To the extent permitted by law:
- The site is provided "as is" without warranties of any kind, whether express or implied
- We are not liable for any loss or damage — direct, indirect, consequential, or otherwise — that arises from your use of, or reliance on, information published on this site
- We do not guarantee uninterrupted access, freedom from errors, or fitness for any particular purpose
Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or any other matter that cannot lawfully be excluded under UK law.
User conduct
When using this site, you agree not to:
- Attempt to interfere with the site's operation, security, or availability
- Use automated tools to scrape, mirror, or systematically harvest the site beyond reasonable search-engine indexing
- Attempt to gain unauthorised access to any part of the site or our hosting infrastructure
Changes to these terms
We may update these terms from time to time to reflect changes in our practices, legal requirements, or the site's features. When we do, we will revise the "last updated" date at the top of this page. Continued use of the site after a change means you accept the updated terms.
If a change is material, we will flag it prominently for a reasonable period after the change takes effect.
Governing law
These terms and any dispute arising from your use of this site are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction to settle any dispute, except that we may bring proceedings in another jurisdiction where you reside if necessary.
Contact
Questions about these terms should be sent to editorial@nationwide-fairer-share.pages.dev.